aeax provides decision-support software and is not a lender. Pre-qualification results are indicative, not an offer of credit.

Company

Make every credit decision reproducible.

aeax is an early-stage, founder-led company. We build decisioning and compliance infrastructure for organisations that lend under a written credit policy: lenders, fintechs, community lenders and nonprofit capital providers.

Most lending organisations already know their policy. What they lack is a way to execute it identically every time, explain each outcome in specific terms, and produce evidence afterwards that survives an audit. That gap is filled today by spreadsheets, inboxes and institutional memory. aeax replaces it with a versioned policy engine and an append-only decision ledger.

We are deliberately narrow about what we are: aeax is software. It is not a lender, does not hold or move capital, and does not promise credit to any borrower.

Where we are

A working prototype: live public-data demonstration, deterministic policy engine, operator portal, exception queue, and an append-only audit ledger with input fingerprints and deterministic reruns.

What we are looking for

Design partners with an existing written credit policy who want it executed as code, with reason codes and an audit trail their board and auditor can read.

Team

Founder-led and early stage. We do not list advisors, customers or partners here until the relationship is documented and the party has approved the exact wording.

The aeax founding team working together in an office atrium
The aeax founding team at the entrance of their office building
Run a live decision