aeax provides decision-support software and is not a lender. Pre-qualification results are indicative, not an offer of credit.

Open access

What we fund — and what the policy says about it, live.

Select any live Kiva listing below to see an indicative lendability score, risk band, reason codes and the full audit record. No sign-in, no credit check, nothing is stored unless an operator saves it.

Run your own file through pre-qualification

Loan types we fund

  • Small business and working capital

    Inventory, equipment and seasonal cash-flow gaps for trading businesses.

  • Agriculture and food supply

    Inputs, storage and processing where repayment follows a harvest cycle.

  • Retail, services and trade

    Shops, transport and service operators with recurring daily revenue.

  • Kiva-listed borrowers

    Live public fundraising listings you can select below and score instantly.

Kiva listings

Select a listing to score

Live public fundraising listings from Kiva's public API. Each card carries an indicative lendability score from the active aeax policy. Click one to open the full decision with reason codes and the audit record.

Kiva public data unavailable

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Live policy statusScored in real time by the active policy as listings load.

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